During the initial no obligation meeting (where the cost will be met by Antonine Investment Managers), your Antonine Investment Managers independent financial adviser will assess your requirements and you will be given clear information about the type of advice and level of service we'll provide and how much it will cost.
You will also be provided with information about our Financial Conduct Authority regulatory status, the range of products and services we are authorised to advise you on and any other information we are required to notify you about. The details will outline the type of products and services we offer, ranging from investments and tax-efficient savings, to pensions and long-term care planning, and protection.
As with all professional service providers, we are remunerated in three main ways:
Since 31st December 2012, it has been a regulatory requirement that the cost of all investment and pension advice be based on a fee rather than commission. Please telephone us on 01324 478 248 if you would like a copy of our list of fees
Although commission can no longer be paid from investment or pension investments, we may still receive commission from protection products. We will always tell you about any commission we earn, and the cost of this commission paid out by the provider will normally be factored into the price of your product. These commissions vary with different products and providers but will be documented on the Key Features Illustration (KFI) you receive from the adviser
By paying a combination of fees and commission, the adviser will rebate back into the financial product(s) or hand to you some or all of the commission or offset it against the fee.
Whether we take our remuneration by way of commission or fees will be a matter of discussion and agreement, and no charges for fees will be made without prior notification in writing.
To discuss your financial planning requirements or to obtain further information about our services and how we could help you, please contact Antonine Investment Managers, telephone 01324 478 248 or email: email@example.com We look forward to hearing from you.